I’m in my twenties and people my age have things like student loans and low paying, entry-level jobs to worry about — not the size of our iPhone screen. So I look at the iPhone 5 from a cost-benefit standpoint. For anyone who already owns an iPhone the free download of iOS 6 is a far better upgrade than dropping a few hundred dollars on Apple’s new hardware. If you don’t have an iPhone or somehow have a non-smart phone, then the iPhone 5 may very well be the best option on the market. But for those of you just itching to dump your old iPhone 4 or 4S, just take a moment, collect yourself, and download Apple’s newest mobile software that’s available Wednesday. Read the full story at Forbes.