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A recent study reveals that the Verizon iPhone 4 suffers significantly lower data download speeds than its AT&T counterpart. While AT&T had a much better data connection, Verizon’s iPhone still wins when it comes to voice quality. Which carrier you choose will come down to how you use your phone. In other news, if you have trouble sleeping, it could be because of electronics. A recent survey showed 95% of Americans are using electronics a few nights a week before bed and 60% reported sleeping problems. The National Sleep Foundation says the high numbers are related to the digital overload. And finally, Bloomberg reports that Microsoft is paying Nokia $1 billion to develop Windows Phone handsets. Nokia will pay Microsoft royalties for each phone using Windows and allows both companies to lower costs. Will the boost to Windows’ platform be worth $1 billion in the long run? We’ll see.